KunciPayKunciPay
Owner

Settings

Owner workspace • KunciPay Expert & integrations

Compatibility-first platform

Keep what already works. Replace only when ready.

KunciPay can sit above existing AutoCount, SQL Account, POS, warehouse scanners, and accountant workflows while PBM, ERP, evidence, and reports become cleaner every day.

Ready connectors

4

Can be used in pilot without forcing replacement.

Production gates

1

Credentials, legal submission, or customer approvals needed.

Coexist first, replace when the customer is ready.

Do not force SMEs to throw away working accounting, POS, or warehouse habits on day one.

Use AI-assisted cleanup, PBM controls, ERP evidence, and accountant-ready exports to cut implementation cost before deeper replacement.

Inventory signal

Low stock and reorder

KunciPay Expert watches inventory valuation and opens ERP purchasing when quantity falls below reorder point.

Finance signal

High cash movement

Large cashbook lines are routed to Finance for matching, split coding, or manager review.

Compliance signal

Tax and SST reminders

Industry templates keep SST, e-Invoice readiness, and LHDN evidence tasks visible for the right role.

Supplier signal

Supplier compliance hold

Missing SSM, SST, TIN, bank proof, or contract documents block payment until released with audit evidence.

Existing system compatibility

Use existing software first, then migrate module by module.

SystemCategoryModeReadinessNext action

AutoCount

Keep the accountant's existing AutoCount workflow while KunciPay captures PBM, ERP, and evidence upstream.

General ledger exportAccounts receivable listingAccounts payable listingTax summary
AccountingCSV export and migration bridgereadyRun integrity export and compare totals before switching monthly close.

SQL Account

Preserve familiar SQL Account reporting while KunciPay adds PBM controls, evidence, and operational signals.

General ledger exportSales listingPurchase listingStock listing
AccountingCSV export and migration bridgereadyPilot one close cycle with side-by-side SQL Account import.

Existing POS

Keep the outlet POS and import daily close, returns, cash variance, and stock movement into KunciPay.

Daily salesCash variancePOS returnsStock movement
Retail and F&BDaily close importPilot ReadyImport one outlet daily close and reconcile bank/cashbook.

Barcode scanners and warehouse devices

Use browser-compatible scanners for receiving, issue, stocktake, POD, and evidence capture.

Receiving scanIssue scanStocktakeProof of delivery
WarehouseDevice-compatible capturePilot ReadyRun receive and issue scan smoke test with real item codes.

LHDN MyInvois

Prepare e-Invoice-ready data, validate TIN/SST fields, and submit to sandbox before production authorisation.

Ready packStrict validationLenient validationSandbox submit
ComplianceSandbox-first submissiongatedKeep production submit gated until customer credentials and legal approval exist.

KunciPay Expert

A product expert layer to reduce training and support cost.

Supplier network prospects

Future negotiation targets for fuel, materials, F&B, delivery, and service suppliers.

SegmentCustomer valueStatusNext action

Fuel stations

Petronas, Shell, BHP, and Caltex pilot outlets near customer routes

Drivers redeem vouchers at approved stations while PBM records station, item, amount, QR, and receipt evidence.Pilot targetRecruit 2-3 stations per pilot route and give supplier POS access before full network rollout.

Construction materials

Steel, cement, hardware, aggregate, and site material suppliers

Common suppliers can accept controlled purchase references, delivery proof, and project codes without new customer key-in.ProspectStart with CSV/import compatibility, then offer supplier portal when transaction volume is proven.

Retail and F&B suppliers

Food distributors, packaging suppliers, and outlet maintenance vendors

Outlet operators reuse saved supplier/item templates for daily close, stock reorder, and AP evidence.ProspectBundle saved masters, POS daily close import, and reorder alerts before asking suppliers to join the portal.

Logistics and courier partners

Fleet maintenance, tyre, toll, parking, and courier partners

Route, vehicle, driver, and proof-of-delivery data connect to PBM rules and accounting evidence.ProspectUse compatibility export first, then add direct API where a partner has enough volume.

Professional service vendors

Auditors, company secretaries, payroll advisors, and tax consultants

Read-only evidence packs and compliance reminders reduce monthly chasing and manual file preparation.ProspectPackage auditor links, SST quarterly packs, payroll monthly packs, and MyInvois readiness checks.

AutoCount / SQL Account comparison

Compatibility-first does not mean weaker: keep what works, then replace module by module where KunciPay is stronger.

General ledger, AR/AP, sales and purchase

productised

AutoCount / SQL strength

Mature posting, documents, customer/supplier ageing, and standard accounting reports.

KunciPay position

PBM/ERP events post into controlled journals with linked evidence, AR/AP statements, and export integrity.

Gap or next action

Keep adding edge-case accounting tests, recurring documents, and customer statement actions.

Inventory, warehouse, stock card, and valuation

Core Ready

AutoCount / SQL strength

Established stock card, adjustments, multi-location, serial/batch options, and costing reports.

KunciPay position

Moving weighted-average valuation, warehouse/location/bin, receipt/issue/transfer/stocktake, reorder alerts, and PBM handoff visibility.

Gap or next action

Deeper manufacturing/BOM and warranty serial workflows remain customer-fit modules.

POS and retail daily close

Pilot Ready

AutoCount / SQL strength

Retail POS ecosystem, cashier devices, outlet close, and return flows.

KunciPay position

Compatibility-first: keep existing POS, import daily close, reconcile cash variance, and post sales/stock/cashbook handoff.

Gap or next action

Device-specific integrations should be added per pilot outlet.

SST, LHDN MyInvois, and compliance updates

gated

AutoCount / SQL strength

Local reporting habits, accountant familiarity, and production e-Invoice workflows.

KunciPay position

Industry-aware tax defaults, e-Invoice readiness, strict/lenient validation, sandbox-first submission, and compliance reminders.

Gap or next action

Production legal submission requires real customer credentials and explicit authorisation.

AI expert, management intelligence, and workflow guidance

differentiator

AutoCount / SQL strength

Traditional software usually relies on training, support, and accountant knowledge.

KunciPay position

Embedded KunciPay Expert routes staff to the right page, explains what to do, flags low stock/high cash/supplier risk, and reduces training cost.

Gap or next action

Token billing and customer-specific knowledge bases should come after usage data is stable.

Product-controlled parity and advantage

What KunciPay can already control internally, where it meets AutoCount / SQL Account coverage, and where it is stronger.

Core accounting parity

productised

Product-controlled parity

GL, AR/AP, sales, purchase, cashbook, SST/e-Invoice readiness, period close, reports, and connector exports run from posted ledger data.

KunciPay advantage

PBM and ERP handoffs carry audit IDs, linked records, and evidence checksums instead of becoming month-end manual chasing.

Proof in product

Accounting dashboard, reports, exports, statements, period close, and hash/evidence links.

Operational ERP parity

productised

Product-controlled parity

Warehouse, bin/location, stock card, weighted-average valuation, receiving, shipping/POD, stocktake, POS daily close, supplier holds, and reorder alerts.

KunciPay advantage

Operational exceptions are manager-facing action inboxes and can create accounting handoffs without waiting for accounting staff to decode operations.

Proof in product

ERP dashboard, inventory valuation, receiving, shipping, POS, scanning, evidence, and approvals.

Compatibility-first migration

ready

Product-controlled parity

AutoCount, SQL Account, generic CSV, existing POS daily close, and browser-compatible scanner flows coexist before replacement.

KunciPay advantage

Customers do not need to throw away working software on day one; KunciPay cleans and governs data above existing tools.

Proof in product

Compatibility center, connector exports, integrity metadata, and staging readiness.

Industry templates and compliance guidance

differentiator

Product-controlled parity

Logistics/fuel, construction, retail/F&B, professional services, and trading/wholesale packs include tax defaults, saved masters, document templates, compliance reminders, and AI shortcuts.

KunciPay advantage

The system uses company industry/MSIC to suggest what to save, what tax reminders matter, and where staff should work next.

Proof in product

Industry template lanes and saved master links.

AI expert and exception detection

differentiator

Product-controlled parity

Expert routes users to cashbook, AR/AP, inventory, approvals, settings, POS close, reports, and compliance based on plain-language questions.

KunciPay advantage

Training and support burden drops because the product can answer where to go and what action to take.

Proof in product

KunciPay Expert routes and role-based suggestions.

Reliability, confidentiality, and maintainability

configured

Product-controlled parity

Tenant scope, RBAC, audit chain, export checksums, evidence packs, staging checks, and modular PBM/ERP/accounting service boundaries.

KunciPay advantage

SaaS operations can improve continuously without customer PC maintenance while preserving data ownership and exit paths.

Proof in product

Trust controls, quality controls, RBAC tests, and export/evidence integrity.

External production gates

These are not UI excuses: production credentials, legal submission authority, or customer-specific hardware/processes must be verified before claiming live production completion.

LHDN MyInvois production submission

External Gate

Why it cannot be faked

Production submission needs real customer credentials, legal approval, and official environment access.

Product handling

Sandbox-first validation, strict/lenient readiness, production feature flag, and explicit owner approval.

Owner

Customer owner + implementation lead

Official payroll statutory filing and rate source

External Gate

Why it cannot be faked

Rates and filings must match official Malaysian statutory sources and customer payroll policy.

Product handling

Configurable payroll inputs, journal posting, audit trail, and source-version warning until official source is connected.

Owner

Payroll advisor + customer owner

Customer-specific POS and warehouse hardware connector

Pilot Gate

Why it cannot be faked

Each outlet or warehouse may use different POS export formats, scanner behaviour, and device constraints.

Product handling

Generic import first, saved mapping templates, device-compatible browser flow, then per-pilot connector.

Owner

Implementation team + customer operations

Advanced manufacturing, WIP, and warranty serial depth

Customer Fit

Why it cannot be faked

Manufacturing and warranty flows vary heavily by customer process and costing policy.

Product handling

Core inventory/stock card/serial-batch readiness first, customer-fit BOM/WIP module after pilot discovery.

Owner

Product + customer process owner

Reliability, security, and code quality controls

How the SaaS foundation protects data, keeps response times healthy, and stays maintainable.

Maintainability

Configured

Control

Keep PBM, ERP, Accounting, compliance, exports, and AI expert logic modular with typed service payloads and focused tests.

Evidence

Compatibility center payload, separate accounting/ERP APIs, i18n checks, and targeted regression tests.

Reliability

Configured

Control

Use health checks, staging readiness checks, background export jobs, audit events, and deterministic demo data to catch failures early.

Evidence

Readyz/staging checks, export checksum metadata, demo flow scripts, and smoke test coverage.

Security and confidentiality

Configured

Control

Enforce tenant scope, role-based access, read-only auditor views, supplier/driver app separation, and AI guardrails that avoid exposing hidden records.

Evidence

RBAC tests, scoped API routes, read-only audit workspaces, and role-specific demo accounts.

Performance and data response

Ready for load test

Control

Keep heavy reports/export paths paginated, cached or async-ready, and driven by indexed ledger/stock records instead of page-only calculations.

Evidence

Report services, stock valuation endpoints, CSV export jobs, and staging server guidance.

Compliance governance

Gated

Control

Show production gates clearly for MyInvois legal submission, official payroll filing, and customer-specific statutory assumptions.

Evidence

Sandbox-first MyInvois flow, production feature flag, policy pack versioning, and audit events.

Customer data ownership and exit

Configured

Control

Give customers readable exports, checksums, evidence packs, and coexistence paths for AutoCount, SQL Account, POS, and accountants.

Evidence

AutoCount/SQL/generic CSV exports, evidence pack checksum, and compatibility-first onboarding.

Engineering health and SaaS reliability

Track modularity, tests, access control, confidentiality, performance, backups, and data exit as product capabilities.

Maintainability

Ready

Control

PBM, ERP, Accounting, Admin, compatibility, MyInvois, exports, and audit stay in explicit service boundaries with typed payloads.

Evidence

Domain routers, compatibility center service, typed frontend models, i18n checks, and targeted pytest coverage.

Risk if missing

Customisation becomes slow and risky because each industry request can break unrelated modules.

Reliability

Ready

Control

Deterministic demo data, health checks, backend regression tests, frontend build/i18n, and browser smoke before staging.

Evidence

Compatibility tests, accounting/ERP smoke scripts, readyz/staging readiness payload, and build verification.

Risk if missing

SME users lose trust when pages load but reports, exports, or handoffs silently disagree.

Security

Ready

Control

Tenant scope, RBAC, auditor read-only, supplier/driver restricted apps, request IDs, and audit events for sensitive admin actions.

Evidence

Role demo accounts, RBAC checks, audit hash chain, owner settings, and role-scoped workspaces.

Risk if missing

A finance user, supplier, or auditor could see or change business data outside their role.

Confidentiality

Ready with production policy

Control

KunciPay Expert stays role-scoped and routes users to actions without exposing hidden tenant, payroll, supplier, or customer records.

Evidence

Expert suggestions use safe routes, AI guardrail trust control, and future token metering policy.

Risk if missing

An AI helper could leak sensitive accounting, payroll, or supplier information.

Performance

Ready for staging load test

Control

Postgres source of truth, indexed ledger/stock queries, paginated tables, precomputed dashboard summaries, async exports, and object storage for evidence.

Evidence

Staging readiness guidance, report/export design, dashboard metrics, and compatibility-first export packs.

Risk if missing

Reports, stock valuation, export ZIPs, and evidence packs become slow as data grows.

Operations

Ready for staging setup

Control

Staging before production with managed Postgres backups, Redis/worker queue, evidence storage, monitoring, request IDs, error alerts, and restore drills.

Evidence

Staging readiness payload, operational reliability trust control, and production gate list.

Risk if missing

A SaaS incident becomes hard to diagnose, restore, or explain to a paying SME customer.

Trust

Ready

Control

Customer exit and verification through AutoCount/SQL/generic exports, evidence ZIPs, checksums, read-only audit links, and production gate transparency.

Evidence

Connector matrix, export checksums, integrity metadata, evidence packs, audit chain, and external production gates.

Risk if missing

Customers feel locked in and accountants cannot verify the numbers independently.

Reliability, confidentiality, and integrity controls

What makes a web SaaS acceptable for Malaysian SMEs: access control, auditability, export integrity, and production gates.

Tenant isolation and role-based access control

configured

Each company sees only its own records; Owner, Manager, Finance, Auditor, Supplier, and Driver get different workspaces.

Evidence

RBAC tests, tenant-scoped APIs, read-only audit views, and restricted supplier/driver apps.

Tamper-evident audit chain

configured

Important actions carry actor, request id, linked record, checksum, hash, and previous hash metadata.

Evidence

Audit verify endpoint, evidence packs, export checksum, and role-specific override logs.

Financial export integrity

configured

AutoCount, SQL Account, and generic CSV files can be produced with integrity metadata and cross-check totals.

Evidence

Connector exports, trial balance totals, tax summary, GL/AR/AP/stock export checksums.

Data confidentiality and AI guardrails

Policy Ready

AI should guide users inside tenant scope without leaking another company’s supplier, payroll, or accounting data.

Evidence

Tenant-scoped prompts, role-filtered suggestions, audit events for sensitive actions, and production gate warnings.

Role-based testing feedback

Use these demo roles to test whether each staff type sees the right workspace, actions, and restrictions.

Review company setup, subscription, users, policy pack, PBM decisions, ERP handoffs, and finance reports.

Owner needs a high-level cockpit, final override, and confidence that every risky action is audited.

ready

Close AR/AP, reconcile bank lines, review SST/e-Invoice, export AutoCount/SQL files, and inspect statements.

Finance needs full names, fewer abbreviations, direct report links, and clean posting evidence.

Manager / Warehouse

[email protected]

ready

Approve exceptions, receive goods, create POD, resolve supplier holds, and watch low stock/reorder alerts.

Operations needs action queues and simple explanations, not accounting language.

ready

Use restricted supplier POS to redeem vouchers, upload delivery proof, and check settlement status.

Supplier should never enter the main console; tablet-friendly flow is clearer.

Use mobile voucher, QR scan, allowed station list, and purchase history.

Driver flow should stay dark/mobile-first for field readability.

ready

Read hash chain, evidence packs, reports, and export checksum without changing business data.

Auditor needs read-only views, evidence download, and clear integrity results.

Module migration plan

Start with compatibility, then replace one module at a time when the customer is ready.

Accounting core

ready

Default for all SMEs

General ledgerAccounts receivableAccounts payableSalesPurchaseCashbookReports

ERP inventory and warehouse

ready

Default for logistics, retail, trading, construction

WarehouseLocation/binStock cardWeighted-average valuationStocktakeReorder alerts

POS compatibility bridge

Pilot Ready

Default for retail, F&B

Daily closeReturnsCash varianceOutlet stock movementCashbook handoff

Payroll and statutory configuration

configured

Default for SME employers

Payroll runConfigurable statutory inputsEmployer contributionEmployee deductionNet bank paymentJournal posting

Advanced manufacturing and assembly

gated

Default for manufacturing pilots

BOMAssemblyWIP costingSerial warrantyBatch expiry

KunciPay Expert and management intelligence

differentiator

Default for all roles

Ask where to workLow stock detectionHigh cash movement alertTax reminderWorkflow guidance

Staging and server readiness

The product runs in localhost for development; staging is the shared test server before production.

Loading server readiness...

Industry templates and compliance reminders

KunciPay uses industry, MSIC, tax defaults, saved templates, and AI shortcuts to reduce manual setup.

01

Tax and compliance reminders

Industry tax defaults and LHDN/SST reminders shown before staff create documents.

02

Saved templates

Reusable customers, suppliers, items, pricing, credit terms, and warehouse defaults.

03

Document templates

Ready-to-use sales, purchase, POS, AP, POD, and statement templates.

04

Compliance updates

Relevant MyInvois, SST, TIN, payroll, and monthly-close reminders for this industry.

05

Expert shortcuts

Expert shortcuts that route staff to the right page and explain the next action.

Logistics and fuel

Best for fleet, transport, contractor sites

Template ready
01

Template group 01

01 · Tax and compliance reminders

Industry tax defaults and LHDN/SST reminders shown before staff create documents.

3
02

Template group 02

02 · Saved templates

Reusable customers, suppliers, items, pricing, credit terms, and warehouse defaults.

4
03

Template group 03

03 · Document templates

Ready-to-use sales, purchase, POS, AP, POD, and statement templates.

3
04

Template group 04

04 · Compliance updates

Relevant MyInvois, SST, TIN, payroll, and monthly-close reminders for this industry.

3
05

Template group 05

05 · Expert shortcuts

Expert shortcuts that route staff to the right page and explain the next action.

3

Construction and contractors

Best for developers, contractors, site teams

Template ready
01

Template group 01

01 · Tax and compliance reminders

Industry tax defaults and LHDN/SST reminders shown before staff create documents.

3
02

Template group 02

02 · Saved templates

Reusable customers, suppliers, items, pricing, credit terms, and warehouse defaults.

4
03

Template group 03

03 · Document templates

Ready-to-use sales, purchase, POS, AP, POD, and statement templates.

3
04

Template group 04

04 · Compliance updates

Relevant MyInvois, SST, TIN, payroll, and monthly-close reminders for this industry.

3
05

Template group 05

05 · Expert shortcuts

Expert shortcuts that route staff to the right page and explain the next action.

3

Retail and F&B

Best for restaurant, cafe, mini market

Template ready
01

Template group 01

01 · Tax and compliance reminders

Industry tax defaults and LHDN/SST reminders shown before staff create documents.

3
02

Template group 02

02 · Saved templates

Reusable customers, suppliers, items, pricing, credit terms, and warehouse defaults.

4
03

Template group 03

03 · Document templates

Ready-to-use sales, purchase, POS, AP, POD, and statement templates.

3
04

Template group 04

04 · Compliance updates

Relevant MyInvois, SST, TIN, payroll, and monthly-close reminders for this industry.

3
05

Template group 05

05 · Expert shortcuts

Expert shortcuts that route staff to the right page and explain the next action.

3

Professional services

Best for agency, consultancy, clinic admin

Template ready
01

Template group 01

01 · Tax and compliance reminders

Industry tax defaults and LHDN/SST reminders shown before staff create documents.

3
02

Template group 02

02 · Saved templates

Reusable customers, suppliers, items, pricing, credit terms, and warehouse defaults.

3
03

Template group 03

03 · Document templates

Ready-to-use sales, purchase, POS, AP, POD, and statement templates.

3
04

Template group 04

04 · Compliance updates

Relevant MyInvois, SST, TIN, payroll, and monthly-close reminders for this industry.

3
05

Template group 05

05 · Expert shortcuts

Expert shortcuts that route staff to the right page and explain the next action.

3

Trading and wholesale

Best for distributor, wholesaler, importer

Template ready
01

Template group 01

01 · Tax and compliance reminders

Industry tax defaults and LHDN/SST reminders shown before staff create documents.

3
02

Template group 02

02 · Saved templates

Reusable customers, suppliers, items, pricing, credit terms, and warehouse defaults.

4
03

Template group 03

03 · Document templates

Ready-to-use sales, purchase, POS, AP, POD, and statement templates.

4
04

Template group 04

04 · Compliance updates

Relevant MyInvois, SST, TIN, payroll, and monthly-close reminders for this industry.

3
05

Template group 05

05 · Expert shortcuts

Expert shortcuts that route staff to the right page and explain the next action.

3